Great businesses at fair prices — here's why each makes the list.
…and 373 more buy candidates in the full briefing.
40 name(s) sliding toward Avoid:
Value $103,905 ▲ +3.9% since 2026-07-16 · ▼ -$394 (-0.4%) since yesterday · S&P +0.6% · Cash $3,897
| Stock | Held | Price | Today | Since buy | Grade |
| CF | 83 sh | $135.11 | ▼ -2.2% | +4.3% | 89 |
| EOG | 78 sh | $147.46 | ▲ +0.3% | +9.4% | 87 |
| FHI | 156 sh | $60.99 | ▼ -0.3% | +1.7% | 92 |
| HIG | 73 sh | $136.80 | ▲ +0.2% | +0.1% | 90 |
| INTU | 33 sh | $312.77 | ▼ -0.4% | +6.1% | 87 |
| LOPE | 69 sh | $151.22 | ▲ +0.1% | +5.6% | 90 |
| LULU | 85 sh | $96.88 | ▼ -2.8% | -18.5% | 87 |
| NBIX | 58 sh | $156.57 | ▲ +0.9% | -8.7% | 89 |
| PRI | 31 sh | $289.04 | ▲ +0.4% | -7.6% | 93 |
| RMD | 49 sh | $219.58 | ▼ -0.2% | +8.3% | 84 |
Fictional money · prices update daily · a live test of whether the picks actually work.
Does the grading actually work? Two honest halves — a backtest on past data, and the real live record as it ripens. It reports the truth even when that's “not enough data yet.”
Reconstructed 318 graded moments across 150 companies (a sample of 150 names), then measured what each actually returned over the next 12 months.
Do higher grades earn better returns?
| Grade | Names | 12-mo return | vs S&P |
| A (80-100) | 45 | +14.9% | +1.5% |
| B (65-79) | 159 | +11.3% | -4.2% |
| C (50-64) | 90 | +12.7% | -1.6% |
| D-F (<50) | 24 | +41.0% | +27.2% |
→ higher grades did WORSE here (gap 26.1 pts) ⚠️
37 snapshot(s) since 2026-07-06, none ripe yet — first 6-month check ~2027-01-06.
Backtest limits: ~5 years back, surviving companies only, restated statements — a strong first read, not gospel. The live record is the hindsight-free gold standard and strengthens every month. Refreshed 2026-09-06. Educational only — not financial advice.
News is context only — it never overrides the grade. Presented alongside the
numbers so you can make your own call.
Rising markets are lifting Primerica's investment sales outlook, but there's a
tension worth watching: the "investment boom" is masking a shrinking sales force.
Fewer independent reps means current profits look great, but future growth
depends on recruiting to keep up. The stock is down about 8.8% since the last
earnings report, and analysts have upgraded it to Buy — suggesting the dip is
seen as an opportunity rather than a red flag. Separately, the Virginia
Retirement Systems took a $4.42M position (institutional interest). The grade
remains very high at 93; the sales-force shrinkage is a long-term watch item,
not an urgent problem.
Seeking Alpha wrote that FHI is shifting toward higher-fee products — a positive
strategic move for an asset manager, since it means more revenue per dollar
managed. A small dividend ($0.045/share) was announced with a tax-advantaged
structure. Consensus recommendation is "Moderate Buy." No major red flags in
the news flow; this is a quiet, well-graded name.
News is almost entirely institutional fund flows — Saudi Central Bank, Amundi,
and Squarepoint all adding to positions, while a director disclosed a tiny
11-share stake. The stock has been underperforming competitors on individual
days recently, but large institutional buying is generally a constructive signal.
No company-specific catalysts or warnings.
Down 10.3% in four weeks, with one article arguing it "looks ripe for a
turnaround." Institutional buyers (Wellington Management, Ohio Public Employees
Retirement) are building positions. The sell-off looks price-driven rather than
fundamental — no bad earnings or operational news. The grade remains strong.
The most material news: RBC reaffirmed its rating and says Ingrezza (movement
disorder drug) and Crenessity will drive the second half of the year, with a
"catalyst-rich" 2027 ahead. Analysts see roughly 36% upside potential. One
insider sale: CCO Eric Benevich sold $333k in stock (a planned sale, not
unusual for executives). Another article notes the stock "could still be a
bargain after a 61% run." The pipeline outlook is a genuine positive.
CF reports earnings next week. Wall Street expects earnings growth, and the
stock is already up 18.1% since the last report. It outperformed competitors on
a strong trading day. The fertilizer business tends to be cyclical, so the
upcoming earnings will be a key test of whether the momentum is sustainable.
Worth watching the report closely.
Mixed signals here. BMO Capital initiated coverage with an Underperform rating,
saying they're cautious on softlines and bearish on athletic names broadly. But
DECK has actually held up best among peers — down only about 17% YTD vs. much
worse for Nike (down ~80% from peak) and Lululemon (which just plunged 17% on
slashed guidance). Analysts see roughly 43% upside to a $122.81 target. Q2
sales growth slowed, but retail commentary called the drop "absurd." HOKA and
UGG brands remain strong. The BMO call is a headwind, but DECK's resilience
relative to the sector is notable.
Up 17.2% in three months, driven by Private Client Group growth, strategic
acquisitions, and an investment banking recovery. Concerns to watch: rising
operational expenses and brokerage-segment volatility. Recent board appointments
and a dividend announcement (routine). The stock is near a 52-week high.
Two interesting threads. First, "premium flattening" — insurance pricing growth
is slowing, which pressures revenue growth for specialty insurers. That's a
headwind. But second, Accelerant (a similar specialty insurance marketplace) just
got taken private at a roughly 50% premium, which suggests specialty insurance
models may be undervalued in the public market. KNSL trades at a P/E of about
14.7, and an intrinsic-value estimate suggests it could be at roughly a
one-third discount to fair value. The grade and the valuation signal say "cheap
quality"; the premium-flattening trend is the thing to watch.
The biggest news: Intuit's CEO admitted that pricing is now the #1 reason
customers leave TurboTax. Management deliberately guided down FY2027 revenue
growth to 9-10% (from 14%) to invest in customer acquisition and retention,
including a low-cost fix to stem the attrition. The stock is down about 47.6%
over the past year — a dramatic decline for a company of this quality. This is
being described as an "investment year" with near-term margin pressure traded
for longer-term customer growth. TurboTax online customers still grew 3% to
8.9 million, and the Enterprise Suite hit $145M in annualized revenue. The
grade remains strong at 87.4; the question is whether the pricing reset is a
smart long-term move (the grade thinks so) or a sign of competitive pressure
from free tax-filing alternatives. A new securities shelf was also filed,
letting Intuit raise capital when needed.
This is the most alarming name on the list. Whirlpool has **suspended its
common dividend** — the displayed ~6.87% yield is a data lag and no longer
exists. Q2 loss was $0.21/share vs. a $0.05 loss estimate. Revenue fell 6.81%
year-over-year. Operating cash flow is deeply negative at -$827M, free cash
flow at -$896M. The stock hit a new 52-week low at $35.37 and is down about
48% YTD. Management is prioritizing debt repayment ($2B in secured bonds, $2B
credit facility). One Seeking Alpha author argues the debt reduction creates a
long-term value opportunity, but the numbers right now are genuinely ugly. The
low grade (45.6) aligns with the fundamentals.
A confusing name — the business has real growth, but the grade is very low. Its
data center and digital segments expanded over 50% year-over-year and now
represent 35% of revenue. A 51-megawatt Mumbai hyperscaler contract on a
10-year term is a notable win, and a Saudi bank AI deal further boosts the
data-center story. Fair value estimates have been raised to around $146 with a
$143 price target. The legacy records-storage business (93.4% retention rate)
provides steady cash. So why the low grade? Likely valuation — at these prices
relative to fundamentals, the scoring engine sees it as stretched. The AI
growth narrative is real, but the grade is saying "the price already reflects
that growth and then some."
Ormat held an Analyst/Investor Day with 2030 targets that drew multiple analyst
upgrades. Oppenheimer says the targets imply electricity margins rebounding to
40%. RBC sees Ormat "positioned for earnings growth through 2030." JPMorgan
also expects the stock price to rise. So the news is actually quite positive —
the low grade likely reflects current-period financial weakness rather than the
forward outlook. When news and grade disagree like this, it's worth noting:
the grade captures today's numbers, the analysts are looking 3-4 years out.
TXNM priced a $400M equity offering — about 7.08 million new shares at $56.50
each — to repay term debt. This is balance-sheet repair ahead of a Blackstone
transaction closing, which is constructive long-term but dilutive short-term
(existing shareholders' ownership stake gets reduced). The grade reflects the
current financial position; the equity raise should improve it over time if the
proceeds go to debt reduction as planned.
Quiet news week for NNN itself. Most headlines are about the broader
triple-net-lease REIT sector and competitor Realty Income hiking its dividend.
NNN is a high-yield retail REIT that shows up on "dividend champions" lists.
No company-specific catalysts or warnings.
Most Yahoo Finance articles returned only page scaffolding (JavaScript/HTML)
without the article text — a known limitation of free web fetching. All Google
News redirect URLs returned only the Google News SPA shell, not the underlying
articles (a persistent known issue). Key articles I could not access in full:
the Seeking Alpha piece on FHI's shift to higher-fee products (likely
paywalled), the Barron's software winners/losers piece mentioning INTU, and the
detailed CF Industries earnings preview. The summaries above use what I could
read plus headline context where the full article wasn't available — I've been
honest about that throughout.
MarketMind is a personal, educational stock-research tool. Every morning it screens roughly 900 large- and mid-cap U.S. companies, grades each one from 0–100 on five research-backed pillars — financial health, profitability, growth, valuation, and moat — and surfaces the businesses that look strong and reasonably priced.
The idea it rests on: over the long run, a stock's price follows the company's profits. So rather than chasing hype, MarketMind looks for great businesses at fair prices and lets time do the work.
It also runs a Paper Fund — a fictional $100,000 that automatically follows the tool's own Buy ratings — so you can watch, over time, whether the picks actually work. It's pretend money: nothing here is ever bought or sold for real.
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