Great businesses at fair prices — here's why each makes the list.
…and 345 more buy candidates in the full briefing.
41 name(s) sliding toward Avoid:
Value $107,525 ▲ +7.5% since 2026-07-16 · ▲ +$2,002 (+1.9%) since yesterday · S&P +2.1% · Cash $180
| Stock | Held | Price | Today | Since buy | Grade |
| EOG | 78 sh | $149.48 | ▲ +0.5% | +10.9% | 88 |
| FHI | 156 sh | $63.98 | ▲ +0.1% | +6.7% | 90 |
| HIG | 73 sh | $137.53 | ▼ -1.0% | +0.6% | 90 |
| INTU | 33 sh | $362.47 | ▲ +3.4% | +23.0% | 87 |
| LOPE | 69 sh | $146.92 | ▲ +0.1% | +2.6% | 90 |
| LULU | 85 sh | $119.45 | ▲ +0.4% | +0.5% | 88 |
| NBIX | 58 sh | $155.54 | ▲ +0.8% | -9.3% | 89 |
| NEM | 110 sh | $125.08 | ▲ +7.8% | +37.7% | 85 |
| PRI | 31 sh | $300.97 | ▼ -2.3% | -3.8% | 93 |
| RMD | 49 sh | $230.65 | ▲ +4.9% | +13.8% | 85 |
Fictional money · prices update daily · a live test of whether the picks actually work.
Does the grading actually work? Two honest halves — a backtest on past data, and the real live record as it ripens. It reports the truth even when that's “not enough data yet.”
Reconstructed 321 graded moments across 150 companies (a sample of 150 names), then measured what each actually returned over the next 12 months.
Do higher grades earn better returns?
| Grade | Names | 12-mo return | vs S&P |
| A (80-100) | 43 | +13.5% | -0.5% |
| B (65-79) | 162 | +12.0% | -3.6% |
| C (50-64) | 92 | +14.9% | +0.0% |
| D-F (<50) | 24 | +41.0% | +27.2% |
→ higher grades did WORSE here (gap 27.5 pts) ⚠️
22 snapshot(s) since 2026-07-06, none ripe yet — first 6-month check ~2027-01-06.
Backtest limits: ~5 years back, surviving companies only, restated statements — a strong first read, not gospel. The live record is the hindsight-free gold standard and strengthens every month. Refreshed 2026-08-16. Educational only — not financial advice.
News is context alongside the grade, not a replacement for it. If news and grade disagree, both are shown honestly.
Soros Fund fully exits its Lululemon position. The move comes as sentiment weakens alongside broader activewear sector pressure. Separately, LULU is down ~5% on softer full-year earnings guidance, margin compression from tariff costs, and a pricing-related lawsuit in California. The CTO also departed. Despite all this, multiple analysts still consider the stock undervalued — it trades at roughly 9x P/E vs a peer group near 24x, with ~$920M in free cash flow and a 24% return on invested capital. The company's North American growth is stalling (flat to declining U.S./Canada revenue guidance), though international expansion continues.
Grade vs. news: The grade (88.2) reflects strong fundamentals that are still real — high profitability, zero net debt, big buybacks. The news is genuinely concerning though: when a major fund exits and guidance softens, it usually means near-term turbulence even if the long-term business is intact. The grade doesn't capture sentiment or lawsuit risk. Worth watching closely.
SEC 8-K filed 2026-08-13 — could not be read (SEC blocked the fetch).
AM Best upgrades Kinsale's credit ratings. The insurer's Long-Term ICR was raised to "a+" (Excellent) from "a", citing increased scale, disciplined underwriting, and risk-adjusted capitalization at the strongest level. Q2 was a blowout: revenue of $548.5M (+16.8% YoY) beat analyst expectations by 14.9% — the largest beat among 32 P&C insurers tracked. Stock responded +13.2%. Kinsale also declared a dividend. The company has grown to ~$2B in gross written premiums and benefits from its niche in hard-to-place, high-risk specialty insurance.
Grade vs. news: Fully aligned. Strong fundamentals confirmed by an independent rating agency upgrade and a big earnings beat. This is real, not hype.
Record July client assets hit $1.93 trillion. RJF also reported strong Q2 results: revenue of $3.93B (+15.6% YoY), beating analyst estimates. Stock rose 6.8% on the report. An SEC 8-K was filed 2026-08-19 (likely disclosing the July asset figures) but couldn't be read directly. RJF also ranked among the IBD Elite 2026 list of the 15 largest independent brokerages.
Grade vs. news: Aligned. Record assets and revenue beats confirm the financial strength the grade reflects.
Mixed signals. On the positive side, Deckers' international segment is surging — international sales grew 8.4% to $502M, driven by HOKA's strong wholesale demand in Europe and UGG's expansion in Asia. Management projects international wholesale will accelerate in H2 and guides full-year revenue of $5.86-5.91B. HOKA is expected to grow low-double-digits, UGG mid-single-digits. On the negative side, the stock has slid ~15% in a month on weak constant-currency growth, margin pressure from FX headwinds, and heavier promotional activity. One analysis flagged it as 27% undervalued at ~$90 ($123 fair value), but that depends on optimistic DTC expansion assumptions.
Grade vs. news: The grade captures the underlying profitability and quality, but the margin pressure and currency headwinds are real near-term drags. HOKA's international momentum is a genuine bright spot.
Stock down 12% in a month on Vykat XR safety concerns. Post-marketing adverse events have been reported to the FDA for Vykat XR (Prader-Willi syndrome treatment). That said, flagship drug Ingrezza remains very strong — $1.4B in first-half 2026 sales (+17% YoY) with record new prescriptions. Crenessity (congenital adrenal hyperplasia) is also surging: $337M in H1 sales, up ~400% YoY, with only 15% market penetration so far. Analysts recommend a wait-and-watch approach until Vykat XR's safety profile is clearer.
Grade vs. news: The grade reflects the strong underlying business (Ingrezza + Crenessity), which is real. The Vykat XR safety issue is a real risk the grade doesn't fully capture. The dip may be an opportunity if Vykat XR concerns prove manageable, but it's too early to know.
Insider selling: President Peter Schneider sold $562,770 in stock (1,800 shares) via a pre-planned 10b5-1 trading plan. This is routine, not a panic signal — 10b5-1 plans are set up months in advance. Separately, two institutional investors (JLB & Associates, Oxbow Advisors) opened new positions. Analyst consensus is "Hold." No operational news.
Grade vs. news: Nothing here changes the picture. The grade (92.7, highest in the buy list) reflects rock-solid fundamentals — 33% ROE, 12x P/E, 11% FCF yield. The planned insider sale is standard.
Mostly quiet. Institutional investors continue building positions (Great Lakes Advisors, Equity Investment Corp, Foster & Motley, Mitsubishi UFJ). Analyst consensus remains hold-to-buy. No material operational news this week — just routine institutional flow and a positive trading day. The Moderna headline in HIG's feed is unrelated (tagged by association).
Grade vs. news: No news to challenge or confirm the grade. The steady institutional buying is mildly positive.
Strong Q2 results. Revenue of $502.8M (+18.3% YoY), beating analyst estimates by 2.3%. Record equity assets and record gross sales in their managed account suite. MDT (quantitative) institutional separate accounts hit all-time highs. Stock rose 6.7% on the report. Bank of America trimmed its position, but that's a single holder's rebalance, not a signal.
Grade vs. news: Well aligned. Record assets and revenue growth confirm the quality the grade captures.
Stock up 3.4% and analysts see 35% upside to their consensus target. Institutional buying continues (Crown Advisors acquired 35,000 shares, ABN AMRO opened a new position). No material operational news — no earnings surprises, no management changes, no regulatory issues. This is a quiet, steady compounder.
Grade vs. news: No conflict. The silence is consistent with a stable, well-run education company.
Zacks raised earnings estimates. Multiple institutional investors opened or increased positions (Oxbow, Pallas Capital, Meeder, First National Bank of Omaha). BlackRock disclosed a large 45.5M-share position. No material operational news — oil prices and production guidance unchanged. EOG is described as a "decent value pick with strong fundamentals" by ChartMill.
Grade vs. news: Aligned. Earnings estimate increases and institutional accumulation support the grade.
Data center business continues to surge — 13 MW of new leases in Q2, 110 MW year-to-date (including 75 MW in July alone). Data center, digital, and ALM businesses collectively grew over 50% year-over-year. Stock is up 42.8% YTD. A Seeking Alpha article notes momentum is peaking and suggests waiting for a pullback. Chief Commercial Officer sold ~$1.5M in stock.
Grade vs. news: IRM is on crash watch because of its low grade (39.2) — likely driven by valuation (the stock has run up enormously) and potentially weak traditional financial metrics for a REIT. The news is actually positive operationally. This is a case where grade and momentum disagree: the business is growing fast, but the stock may already price that in. The grade's caution on valuation is worth respecting.
Consumer spending alarm. Whirlpool CEO Marc Bitzer reported "recession-level industry contractions" and discretionary demand down ~15%. This echoes warnings from Kraft and McDonald's CEOs that lower-income households are "literally running out of money at the end of the month." Separately, multiple analysts cite three reasons to avoid WHR: revenue declining 7.3%/year for 5 years, EPS collapsing 38.4%/year, and a heavy $8B debt load (9x net-debt-to-EBITDA). CEO Bitzer gifted 80,000 shares (not a sale, but notable). Stock trades at 12x forward P/E after a 54% decline since Feb 2026.
Grade vs. news: Fully aligned. The low grade correctly flags serious fundamental problems, and the news confirms them. This is a real warning.
Took on $350M in new debt; Blackstone deal classified as not a change of control. An SEC 8-K was filed 2026-08-19 (couldn't be read). PNM subsidiary declared a preferred dividend ($1.145 on Oct 15). A private equity firm returned $13.3M to TXNM's parent following public criticism. Institutional buying continues (Nine Masts Capital, Alberta Investment Management).
Grade vs. news: The new $350M debt issuance is notable for a company already on crash watch. The Blackstone-related activity and criticism raise governance questions. Grade's caution seems warranted.
Board succession announced. Two new directors (Christina Chiu from Empire State Realty Trust, Charles Mueller with multifamily housing expertise) join Oct 1; Betsy Holden retires Feb 2027. NNN raised guidance (per a headline) and remains a Dividend Aristocrat with a 5.37% yield. AQR Capital disclosed a 5.14% ownership stake. Multiple Seeking Alpha articles describe it as undervalued.
Grade vs. news: The news is mildly positive (guidance raised, board refreshed, large fund buying in). The crash-watch grade likely reflects REIT-specific financial metrics (leverage, growth). There's a disconnect here — the business seems stable for an income-oriented REIT, but the grade's conservatism is built into how the tool values REITs generally.
Shares fell 3.7% this week. Analyst consensus is "Moderate Buy." Bank of America sold ~32,000 shares while smaller institutions are buying. No material operational news — no earnings miss, no guidance change, no regulatory issue. The decline appears to be general market rotation rather than company-specific.
Grade vs. news: No significant news either way. The low grade likely reflects valuation or growth concerns; no headlines suggest an imminent catalyst in either direction.
Sources that couldn't be read: Three SEC 8-K filings (RJF, LULU, NNN) returned 403 errors. Google News redirect links were skipped in favor of direct Yahoo/source articles where available. All institutional purchase/sale roundups from MarketBeat were treated as low-signal (they report mandatory 13F filings, not investment theses).
MarketMind is a personal, educational stock-research tool. Every morning it screens roughly 900 large- and mid-cap U.S. companies, grades each one from 0–100 on five research-backed pillars — financial health, profitability, growth, valuation, and moat — and surfaces the businesses that look strong and reasonably priced.
The idea it rests on: over the long run, a stock's price follows the company's profits. So rather than chasing hype, MarketMind looks for great businesses at fair prices and lets time do the work.
It also runs a Paper Fund — a fictional $100,000 that automatically follows the tool's own Buy ratings — so you can watch, over time, whether the picks actually work. It's pretend money: nothing here is ever bought or sold for real.
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